Hi Elaine. The $200/plan is a membership fee to get access to their "special" rates on data that don't expire.
The rates are as follows:
Keep in mind that you if you don't purchase call and text, you will instead consume data.
You can purchase unlimited calls and text to not consume your data.
So for example you want unlimited calls and text with 95GB of data for 1 year, that'll cost you $475 ($200 membership fee for 1 year + $200 for 95GB of data + $75 for 1 year of unlimited calls and text).